Ian Leo Tay

Prudential Master Financial Consultant

Ian Leo Tay

Prudential Master Financial Consultant

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Articles Worth Sharing

About Myself
Upon graduation, I joined the hospitality industry as a Management Trainee for a prestigious hotel chain in Singapore. Given my passion for hotel management and exemplary customer service, I was promoted to the role of Guest Services Manager in the span of only 15 months.

Later on in life, I had decided to make a switch of industry from hotel industry to the financial industry. Despite the changes, I always knew my strength lies in my attention to customers’ needs.

As a father myself, I understand the blind spots that parents face in this current financial market. I am a true believer of insurance and a stronger believer in planning. With my wealth of knowledge, I am confident in value adding to my clients’ portfolio.

With over 300 clients to date, I am determined to positively impact more lives and to create a comprehensive financial portfolio for each and every one of my client.

My Philosophy
Providing exceptional, quality service and sound financial advise to every client holistically is my primary goal.

Integrity, Discipline, Respect and the Value of Money are principles that I lead by day to day. These are the same values, which I have cultivated in my own family.

Million Dollar Round Table Awards
MDRT 2021
MDRT 2022
MDRT 2023
MDRT 2024

My PruAchievements
Prudential Premier Silver 2024
Prudential StarClub 2024
Prudential Quality Club Elite 2024

Prudential Premier Bronze 2023
Prudential StarClub 2023
Prudential Quality Club Elite 2023

Prudential Premier Bronze 2022
Prudential Star Club 2022
Prudential Quality Club Elite 2022

Prudential Star Club 2021
Prudential Quality Club Elite 2021

Prudential Star Club 2020
Prudential Quality Club Elite 2020

Prudential Star Club 2019
Prudential Quality Club Elite 2019

Prudential Protection Life Club Member
Prudential Star Club 2018
Prudential Quality Club Elite 2018
Prudential Fastrack Winner 2018

Member of Million Dollar Agency

My Achievements under Distinct Professionals Group (DPG)
DPG Top Consultant 2023
DPG 1st Runner Up Top Consultant 2022
DPG TOP Consultant 2021
DPG TOP Consultant 2019
DPG TOP Rookie Consultant 1st Runner Up 2017

My Area of Expertise
Life & Medical Insurance
Retirement & Kids Education Planning
Legacy Planning
Employee Benefits Solution

My Favourite Quote
“Just as ripples spread out when a single pebble is dropped into water, the actions of individuals can have far-reaching effects”

Ian Leo Tay
representing Prudential Assurance Company Singapore

Approval Code

  • Work
    • Distinct Professionals Group
  • Credentials

      DPG TOP Financial Consultant 2019


Articles Worth Sharing

Newsletter Issue 89: Boost Immunity, Travel Safely

Prioritizing our health and immunity is essential, especially with summer holidays and travel on the horizon amid the recent surge in COVID-19 cases. Here are some practical tips, nutritious recipes, and expert advice to keep you safe and ensure healthy and enjoyable summer vacations for you and your loved ones!

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Newsletter Issue 88: Keep Cool & Beat the Heat

As we approach the time of year when scorching temperatures send us seeking refuge indoors, this issue offers essential tips and strategies for managing the heat. Arm yourself with knowledge and discover ways to stay cool, hydrated, and healthy amidst the sweltering heat, ensuring you thrive in your daily life!

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Newsletter Issue 87: Growth and Transformation: Nobody Said It Was Easy

Life is a multifaceted journey of growth and transformation. From overcoming setbacks to embracing professional and personal development, this issue contains wisdom on self-forgiveness, career and financial success, and the limitless power of lifelong learning. The process of growth may not always be easy, but it will be worth it. I hope this enriches your life.

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Newsletter Issue 86: Plan Well. Age Well.

Amidst rising costs, aging and retirement planning is becoming a growing concern for many. Yet, more than just ensuring financial readiness, one who is planning to retire also needs to be psychologically prepared for the shifts in lifestyle, routine and everything that comes along with it. In this issue, let's explore expert tips on staying healthy, mentally sharp and financially secure, so we can age gracefully in our golden years.

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Newsletter Issue 85: How To Ride The Dragon

As we embrace 2024, discover essential insights for a prosperous journey ahead. Explore key financial strategies and economic trends aligning with the Dragon Year's promise of prosperity. Immerse in the cultural vibrancy of the Lunar New Year celebrations. I hope this issue with its blend of wisdom and practical advice equips you to navigate the opportunities and challenges ahead with confidence. Together, let's ride the Dragon!

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Newsletter Issue 84: Reflect, Review & Recharge

In this issue, here are some insights on mindful reflection, effective goal-setting, and strategic reviews. I hope this helps you equip yourself for a thriving year ahead with impactful resolutions and fresh perspectives. Let's embark on this journey of growth and renewal together.

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Newsletter Issue 83: Holiday Highlights: Echoes of Joy

Embrace the spirit of the holiday season in this month's issue, where cherished traditions meet thoughtful innovation. From smart savings and healthy feasts to meaningful gifts and cozy stays, our collection of articles offers a reflective journey through holiday warmth. Savour every moment with our handpicked tips and recipes, and let's celebrate the joy and generosity that define this wondrous time of year.

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Newsletter Issue 82: Inflation & You

As inflationary pressures continue, affecting both individuals and businesses, it is vital to equip ourselves with effective strategies to navigate this environment. This issue provides pragmatic insights and ideas, guiding us to not only weather these economic challenges but also thrive in the midst of them. I hope this brings us greater financial resilience and empowerment.

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Newsletter Issue 81: Empowering Children

In celebration of Children's Day, here is a friendly collection of articles brimming with insights! I hope these writings can guide us in embedding valuable skills, boosting financial literacy, and laying down a roadmap to raising resilient, balanced children. May we empower the upcoming generations, helping them blossom into well-rounded and holistic individuals. Let's cherish the joy of nurturing our future

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Newsletter Issue 80: Home Dreamers

Making decisions on property is not trivial, as they often have effects on our quality of life in ways that are not just material but also financial and emotional. Regardless of our experience levels in making decisions on our properties and homes, it helps to have an appreciation of what resources are involved, and how we can be resourceful about them. I hope you find the materials in this issue useful.

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Newsletter Issue 79: Before It's Too Late...

In today's rapidly ageing society, advance care planning and long-term care planning are emerging as critical considerations for ensuring a comfortable and secure future. As we journey together through the intricate aspects of planning for what lies ahead, it's never too early to make such vital decisions. It's your future; plan it well.

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Newsletter Issue 78: Unlocking Potential of Our Awe and Envy

In the delicate balance between awe and envy lies an opportunity for growth. Awe opens our eyes to the beauty and possibilities around us, while envy stirs our desires for improvement. By using awe as a wellspring of inspiration and envy as a catalyst for positive change, we get to harness these emotions to fuel our ambitions, cultivate empathy, and create a brighter future for ourselves and others in various aspects of our lives.

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Newsletter Issue 77: Living with New Realities of AI and ChatGPT

As artificial intelligence (AI) and chatbots like ChatGPT become ever more prevalent, AI’s potential to transform our lives and economy cannot be understated. With the increasing adoption of these technologies, they will not only transform the ways we use or consume information, but they are also poised to play a pivotal role in just about every aspect of our lives, including work, finance, and parenting. In this issue, we explore the nuances of AI and the possibilities it brings to our world.

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Newsletter Issue 76: In Honour of Moms

Whether we are mothers ourselves or simply have someone in our lives who has played a motherly role to us, chances are, our lives have been influenced in profound ways by motherhood. Let's take a moment in this issue to honour, value, and draw lessons from the incredible wisdom of women and mothers who have impacted our worlds.

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Newsletter Issue 75: Keep Calm & Innovate

Necessity is the mother of invention. Throughout history, humans have demonstrated the ability to innovate, solve problems, and create solutions in the midst of crises, resulting in some of humanity's greatest inventions. All it took was resourcefulness, action, and persistence. Through this issue, I hope to provide insights into how we can live life constructively and creatively, regardless of the challenges that we may face today.

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Newsletter Issue 74: Bright, Brainy & Beautiful Living

As we get back into the groove of work, our most important arsenals have to be our health and brains. After all, these are essential in allowing us to lead a functional and meaningful life. To do that, we need to take care not to fall ill and ensure that we upkeep our physical, mental, and social well-being. Let us explore in this issue the various ways that help us protect and strengthen our overall health.

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Newsletter Issue 73: The Golden Gift of Intentional Quiet

For many, the festive season is a time of food, celebrations, social interaction, and hype. Coupled with the continuous demands of work and life, such periods can sometimes leave us feeling drained, and some of us may even struggle to get a breather. In this issue, I have put together resources on how we can possibly wind down and benefit from more intentional quiet and less noise.

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Newsletter Issue 72: Finding The Silver Lining

As the world enters a recession, the upcoming year can pose a challenge for many due to increasing economic uncertainty, and the natural fears surrounding it. In this issue, we look at some trends and possible actions that can help us become more emotionally and financially resilient to not just ride out the challenges, but rise above them. I hope this gives us hope.

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Newsletter Issue 71: Planning Ahead

We live in three distinct timeframes - the Past, the Present, and the Future. Many times, we tend to live and make decisions based on what gives us immediate gratification, and often to our detriment. Despite not knowing what tomorrow will bring, planning ahead removes uncertainty and provides clarity to our lives. In this issue, I have included articles that I hope will inspire you to take actions that your future self will thank you for.

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Newsletter Issue 70: Taking A Walk

Many of us lead busy and stressful lives. Even when we may be caught up meeting deadlines, sprinting towards our next goals, or looking after our families, we cannot neglect taking appropriate breaks for our well-being. While it may feel counter-intuitive to do so, sometimes the best thing is simply to step away from the four concrete walls to go for a walk outdoors. It refreshes the mind, body and soul, and is beneficial for our health and creativity. So let's lace up our trainers and walk our stresses away.

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Newsletter Issue 69: Mind Over Money

In an environment of rising inflation and uncertainties in global geo-political climate, almost no one is spared from the economic consequences of the day. It is therefore more important than ever to be intentional and mindful in how we manage our finances in our daily living. Here, I have put together some resources which you can tap on to help you gain a better insight on how you can be more savvy with your money.

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Newsletter Issue 68: Navigating Differences, Conflicts and Relationships with Maturity

Every one is different, and differences in opinions, interests, backgrounds and personalities tend to come with conflicts. Whether is it our co-workers, friends, family members or even our partners, disputes are not only common, but they're natural and sometimes inevitable. The question is, while such conflicts arise, how do we navigate them? Do we attempt to work through issues amicably with others, or do we allow our egos and emotions to rear its ugly head? Today, we look at practical tips on how we can manage ourselves and relationships in more mature ways.

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Newsletter Issue 67: Better Than Before

As humans, the pursuit of change and progress is something that is innate to every one of us. Like it or not, there will always be things in life that we hope could be a little different, a little better in the way that daily situations & events turn out. It could be in the way we think, speak, or the way we handle everything from our finances to our relationships with others. We seek to become better -- and we should. As we strive to continuously exceed our potential, we rise above all previous versions of ourselves and grow stronger. In this issue, we look at some ways in which we can embrace a better self and an even better future.

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Newsletter Issue 66: Self-Doubt & Self-Confidence

In life, there are days and moments where everything we do does not feel enough, or face situations that are beyond our control. A common response to such instances is to doubt ourselves and our abilities, and that is a very normal and human thing to do. But the effect of self-doubt can cut both ways: It can either spur us to achieve our goals and thereby boost our confidence levels, or cause us to feel entirely powerless and paralysed. Fortunately, whether we allow it to work for or against us is mostly up to us. In this issue, we will explore the ways in which we can harness self-doubt to build confidence -- one step at a time.

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Newsletter Issue 65: 80 Summers, 80 Winters, 1 Life

Statistically, most people live till an average age of 80 years. Although this number varies across cultures and nations, we cannot deny that life is still all too fleetingly short. 80 years a lifetime translates to 80 summers and 80 winters - to love, laugh, live, and make the most of our time on this earth. Far too often, when faced with our mortality, we look back at our lives and think of all the things that could have been different. Regret may sometimes be inevitable, but it is still possible to live an unlimited life with the limited time that we have. In this issue, we look at some of the ways we can do so.

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Newsletter Issue 64: Travelling Again

For the past years, given the pandemic and restrictions, many of us were forced to re-evaluate how to plan and book trips for holidays, or consider whether we should even be planning for any travel at all. Now, as borders are opening up, we have reached a stage where many of us are ready to start traveling again and make vacation plans once more. The catch, though, is that traveling will likely continue to be complicated as new variants emerge. How then do we plan for travel? In this issue, we explore this matter in more depth.

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Newsletter Issue 63: Being Positive

Life can be unpredictable with obstacles, making it sometimes difficult to stay afloat. Whether it is the loss of a loved one, stress from work, or financial woes, everyone faces challenges and does at some point, struggle with remaining optimistic or hopeful. Nonetheless, it is still important to maintain positivity to keep us going; by finding the good in the bad, and being the light in the darkness. For this issue, let us explore on what being positive means & how we can harness it in ways that truly benefit our lives.

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Newsletter Issue 62: Social Media and Mental Health

As humans, we have an innate need for connection and approval from others. Often, we make an effort to gain validation and this is natural. Yet, in our world today, this need for others’ approval becomes magnified; as many of us are constantly plugged in on social media, we tend to get caught up in the pursuit of “likes”, “shares”, “follows” & engagement. These can have implications on our mental well-being and happiness. Through this issue, I hope that we can be more aware of the impacts & risks associated with excessive use of social media, and what we can do about it so that we can live out our best lives.

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Newsletter Issue 61: Being Savvy This Festive Season

It is a season of feasting, socialising and spending time with our family and friends. Amidst the bustle of festive preparations and joviality, let us not forget to take care of our well-being even as we celebrate this time of wealth, health and happiness. Stay safe, savvy and prosper!

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Newsletter Issue 60: Looking Towards 2022

By this time, we would have endured quite a long period of the COVID-19 pandemic and many things have changed. Collectively, we have adapted to new ways of living, working and socializing. While there is no telling of when this pandemic will truly “end”, one thing’s for sure: Life goes on. The best we can do is to continue to look towards the future and live out the best we can. As we head into a new year, here are some predictions and trends we can look forward to.

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Newsletter Issue 59: 6 Essential Money Moves To Make In Uncertain Times

In times of uncertainty, it’s easy to get overwhelmed. With the COVID-19 outbreak, we are faced with the challenge of adapting life around the virus and navigating intense market volatility. This leaves many of us feeling anxious and even disempowered.

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Newsletter Issue 58: Misconceptions that hold us back

Confucius, the Chinese philosopher, left us with these words to contemplate: The man who asks a question is a fool for a minute: the man who does not ask is a fool for life. As the year winds down, it is time to reflect on some popular and widely - accepted beliefs and misconceptions that we may hold that do not serve us in achieving our goals and desires. Today, we look at debunking some of these misconceptions to expand our thinking and explore new perspectives and horizons.

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Newsletter Issue 57: One Thing At A Time

In meeting the demands of work and every day life, many of us can feel compelled to do all things at once, and may become overwhelmed or less effective as a result. To counter this, it is worth taking a moment to adjust our pace; to give ourselves the space to practice taking one step at a time in the ways we perform our tasks and how we manage our minds & emotions.

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Newsletter Issue 56: Habits & Decisions That Compound

As human beings, we are a culmination of our environment, decisions, behaviours and habits. It is worth giving thought to how we live our lives; taking a step back to reflect on some of our own less-than-ideal tendencies and ponder about how we can mitigate or improve upon them. Here are some resources that I hope can help us foster habits and patterns that can create an upward cycle for ourselves over time.

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Newsletter Issue 55: Managing Burnout

In a world where more of us are increasingly working remotely, the issues of exhaustion, burnout and digital fatigue have become more pronounced in recent times. The implications on mental health and quality of life are real. Here are insights and resources that I hope can help us better understand the nature of the burnout that we may experiencing. More importantly, we can learn to manage, uplift ourselves and also the people around us.

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Newsletter Issue 54: On Leadership

Leadership is the act of guiding a team or individual to achieve a goal through direction and motivation -- and there is a leader in all of us. This issue contains insightful resources and pointers that touch on the various under-talked about but important aspects of leadership. I hope this inspires us to not just exercise good leadership in our daily lives as individuals and organisations, but more importantly, help us get through and thrive even in difficult times.

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Newsletter Issue 53: Productivity, Personal Effectiveness & Meaning

As our personal lives get increasingly intertwined with our work in this season, it becomes more important than ever to find ways to devote our energies to become more effective & productive as individuals. Here, I'd love to share with you on some resources and powerful ideas on how we can not only become more productive, but also make our work & daily life more meaningful in the process.

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Newsletter Issue 52: Living A Good Life

What does it mean to lead a good life? The meaning of a good life, or life for that matter, is subjective. But there are some evergreen truths and wisdoms that we can all live by that help us gain the most out of life even through obstacles and challenges. In this issue, I have put together for you a series of insights, tips & advice by some of the best thinkers throughout history on how to live out a good life. I hope these resonate with you.

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Newsletter Issue 51: Dignity and Why It Matters

Dignity is the state or quality of being worthy of honour or respect by virtue of being human, and every person has an intrinsic need to feel valued and needed. Yet, in our world, there is often a gap between the ideals and realities of how dignity is accorded to individuals across age, gender, social statuses and financial positions. In this issue, I'd like to bring attention to the topic of dignity, and the ways which we can protect & honour the dignity of others and ourselves.

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Newsletter Issue 50: Empowering Women In Our Midst

Women have long played a huge part in our society and economy. When it comes to uplifting women, the work extends beyond just international women's day or month. In fact, it requires continuous effort from not just leaders, but also every day folks like us to recognise and appreciate the great potential of women in our lives. In this issue, I'd like to share insights on how we can be enablers of women's progress while staying aware of the realities and struggles they may face. I hope this helps us in empowering the women and girls in our midst.

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Newsletter Issue 49: The Gift of Paying It Forward

When was the last time you received kindness from somebody? When was the last time you extended an act of kindness to someone else, and to what end? As it turns out, there can be tremendous merits and outcomes in paying forward a kindness received with a good deed to somebody else, especially when done out of gratitude. The concept of "Paying It Forward" is nothing new, but in our world, I believe we could do with more compassion and selflessness as it brings out the best in us.

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Newsletter Issue 48: Done is Better Than Perfect

As we begin a fresh year, it is a good idea to not just evaluate ourselves based on the previous year on how we have been managing our lives, but also to find out ways to become more productive as we move along. In this issue, I'd like to share with you some powerful ideas on productivity and how we can make the best of our resources, time, energy and capabilities. Let's do this!

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Newsletter Issue 47: Of Languages, Love and Possibilities

In the words of Poet Ali in his TED Talk, "Every language we learn is a portal by which we can access another language"; the more we know, the more we can speak. To round off the year, I'd like us to take a moment to learn new concepts, stories and ways of seeking and connecting, which will empower us to adapt to the needs of others & ourselves in the way we relate, love, heal, and see possibilities. I hope this inspires you.

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Newsletter Issue 46: Guiding Principles and Tips on Taking Charge of Finances in Our Lives

In a year where many of us are affected and perhaps feel powerless over our incomes amidst a pandemic, it is a good time to take stock of our financial health and confront our feelings about them & the way with deal with them. Whether we are young, middle-aged or senior, here are some important principles & practical tips on money management that we can fall back on which can go a long way into helping us optimise our finances and become financially wiser.

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Newsletter Issue 45: On Teaching, Learning & Growth

All of us would have people around us that we learn from in our lives. And people whom we in turn teach and need to be accountable to at some point - as students, working adults or parents. The better we are at relating and leading others into growth, the better we become as individuals. In this issue, I hope we can draw some lessons and wisdom from these materials that can help us cultivate values and cultures that we want in our lives and lift us up.

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Newsletter Issue 44: The Ability to Rethink & Reassess Our Minds

As humans, we often like to think we're right, even when we can be wrong at times. Many of us have the unconscious tendency to seek information that support our existing beliefs & disregard or undermine those that do not match ours. But doing so without awareness or questioning can have adverse effects in the way we think, make decisions & live our lives. Today, I'd like to share with you some potential consequences of confirmation bias & what we can do about them.

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Newsletter Issue 43 : Staying Grounded in Things that Serve Us

The world as we know it has changed for good on pretty much every level - from our lifestyles, to habits, to incomes and economy. As we navigate our way and find our place in trying times, it is important to stay grounded and keep the faith as we focus on seeing and creating opportunities, solutions & meaning. While there are no quick fixes in times like these, there's still a space for us to find ways to improve and cope better in our lives. I'd like to share them with you in this issue. Let's keep our heads up in choosing to persist in hope & good thoughts, and I believe we will emerge stronger than before.

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Newsletter Issue 42 : Moms Never Retire?

As they dedicate their love and lives to their households and make constant sacrifices for their family’s & children’s well-being, mothers never retire. For all these, moms deserve more thoughts besides during Mother’s Day. But should mothers also think about planning their own retirement — financially speaking? In this issue, as we give tributes to all mothers, we would also like to give thoughts to a mother’s financial freedom. Mothers deserve a worry-free retirement as well.

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Newsletter Issue 41: This is the 8th Wonder of the world - Einstein

Albert Einstein said, "Compound interest is the eighth wonder of the world. He who understands it earns it. He who doesn't, pays it."

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Newsletter Issue 40 : Mastering the Skill of Learning New Skills Fast

Today's phone in our pocket has 100,000 times the power of the computer that landed man on the moon 50 years ago. Our world is evolving at breakneck speed today. The World Economic Forum projected that more new jobs will be created compared to the ones lost. Uncertainty remains about what these new jobs would be. But the time to change our approach to learning new skills has come. The time is now. The 4th Industrial Revolution has begun.

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Newsletter Issue 39 : What is hurting Employees and Employers

There are many new things to deal with at this time while we are being isolated from life-as-usual. A new lifestyle, a new future and something that can be quite subtle - a new kind of burnout. It should do us well to be aware about this so we can learn to disengage when we need to. I wish you and your loved ones good health and may you continue to stay safe!

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Newsletter Issue 38 : Holding Space in Difficult Times

Amidst a pandemic, the profound impact & discomfort of loss or the prospect of loss is felt almost universally. We may find ourselves and even those we care about feeling anxious & restless, which makes it challenging as we find ways to adjust not just physically, but also mentally & emotionally. At this time, emotional support for one another becomes ever more essential. Here, I'd love to share with you insights that can help us have a deeper understanding on the complex emotions that we may be dealing with, & the ways in which we can provide meaningful social support in our daily interactions through being present & holding space for others.

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Newsletter Issue 37 : Covid19 - No turning back from a new future and reality

What the eyes cannot see is bringing countries to their knees as we write. The full impact of Covid19 is still unknown. It has ushered in a new reality for the World. Our lives will never be the same again. And Covid19 won't be the last. While we #fightasone, let's see how we can prepare ourselves and our children for this new future - together. Here are some good reads that I believe can help us rethink this new future and its possibilities. If you find these resources useful, please forward them to those you care about, especially at a time such as this. Cheers!

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Newsletter Issue 36 : Make these 6 decisions

Here's wishing you and yours a very fruitful 2020, and the best is yet to come! Another year, and what better way to start it with a collection of thoughts that might turn out to touch your life for the better? I hope you could find something useful and share along with those you care about too. Cheers for a blessed 2020!

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Newsletter Issue 35 : When the going gets Rough

When the going gets rough, it can at times be easy to lose sight of what we set out to attain in our lives, be it in our personal endeavours, work or finances. The process of going & pushing through such situations may not be most comfortable, but persevering and talking about how to handle them is necessary. These are perspectives I found useful and inspiring. I hope this gives you hope.

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Newsletter Issue 34 : Trust, Relationships and Emotional Security

In many ways, relationships are key to our well-being, as trusting, fulfilling relationships lay the foundation for our emotional health and security. But to work through relationships and trust matters aren't always linear or clean - they can be messy and raw. Here are some articles that I found incredibly valuable that enrich us in our personal and professional lives.

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Newsletter Issue 33 : These are simply worth sharing with you

Change is hard. To force change is harder. They usually don't last. Perspectives however, are easier to accept. They change our minds and maybe that's what we need more than change itself. I hope you enjoy these articles.

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Newsletter Issue 31 : The Power of Tiny Gains

These are some rather transformative articles that could help you and those you care about. So please be free to share them. I hope you find them beneficial. If you like them, do drop me a note and I'll be very glad to know I've added value and touched someone.

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Newsletter Issue 30 : How the World forgot to sleep

The lack of sleep being linked to chronic illnesses like diabetes and heart disease isn't a happy story. Certainly not for those of us who are more conscious about building happiness in life. Please share this newsletter issue with those you care about. We can impact lives together!

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Newsletter Issue 29 : Don't leave life without it

The Bucket List - chances are that you may not have made one. It is an interesting journey that we can take together. It's also a lot easier taking a peep at some of the most inspiring bucket lists that we have put together to share with you. Let's start one and live it out!

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Newsletter Issue 28 : 8 Ridiculously Good Recipes That Only Take 15 Minutes

Since our taste buds are not working like black and white TVs. We know it's meant for some tasty good food. Yummy! Let's stay healthy, and also up our knowledge about making some nice interesting food. Here are some really good resources curated for you.

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Newsletter Issue 27 : Life's most Powerful Lessons

There's a man in Singapore, that every time he concludes a business deal, he would go buy a plant and plant it somewhere. It's a simple way of giving back. He was also able to disengage and be with himself while doing something meaningful, albeit how simple it was. In this issue are some more examples of such life's lesson that we can benefit from. All we need, is to just take some time, slow down and breathe in the fresh air.

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Newsletter Issue 26 : 3 Financial Wisdom from a woman with 3B Net Worth

There are just too many things that we know to be good for us, but have not yet become a part of us. Applying wise financial habits may be one of them. Here are some to learn about by seeing them from the eyes of a very successful woman - Oprah Winfrey. Change requires conscious efforts. I hope some of these thoughts will begin to be a blessing in your life. Cheers.

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Newsletter Issue 25 : Come 15th May, Singaporeans have One more thing to be proud of

In case you missed the news, besides the big 3 - US, Russia & China, tiny Singapore would be the next to send a human into Space using a helium Stratospheric balloon capable of lifting an SUV. This is a 5 years arduous journey filled with many inspiring stories. A Visionary who saw the possibilities, followed by 150 applicants to be Singapore's first Astronaut, and finally an extraordinary individual to make the trip, laying his life on the line. Yet his project isn't about Space. It's about creating a better mental model for Singaporeans - that with the heart, mind and grit, we can do great things. Enjoy this historic moment.

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Newsletter Issue 24: The Interesting secret

Or rather, this issue is about learning the secrets of being interesting. Even calling it a secret is a little too much. In today's world of overwhelming information overload, it's about paying attention to certain things that some people do to make themselves more interesting than others. We can all do better in life with a little dose of this knowledge. So let's dig in!

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Newsletter Issue 23: The way we Think

In this issue, I'd like to do something different. All of the highlights are very interesting videos from TED talks about the way we think. The videos are between 15 to 30 minutes, but they are well worth your time I promise. Hope these resources will help create marginal changes in your life every so often. Let's be enlightened together!

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Newsletter Issue 22: Why Happiness is linked to Deep Talk

Research seems to point to the fact that those who engages in deeper conversations with others are happier people. This is what I call a happy finding. It levels with what makes us human. We speak, we listen, we feel, we learn, we take and we give. And deeper conversations allow us to lift each other up.

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Newsletter Issue 21: Half of the jobs in 2020 are not yet known

In the last issue, we discussed how robots will change our lives in the future. It has become increasingly important for us to keep our minds on the ball, stay sharp and stay progressive. If half the jobs in 2020 are yet to be known to us, how can we prepare ourselves and our children today? To face a fast changing future, we need to first understand it. We need to try and take a peek into this future and start to embrace change.

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Newsletter Issue 20: Your Life is About to Change

We have come to a very unique juncture in time, where we are transitioning into the 4th industrial revolution. This is a time where technology as we know it will start to escalate in its rate of change. Our lives and jobs will surely be impacted. But how? It is time to consider this and take stock of where we might stand now and three to five years later.

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Newsletter Issue 19: The Indispensable Power of Story

From a parent to a child, between friends and professionally in the workplace - there's something special about the role of story telling. And we've a lot to learn from the world's great story tellers. Some of the best are comedians, public speakers and politicians. But there's more. I hope the following articles will help you get started in this interesting journey of learning and exploration.

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Newsletter Issue 18: Retirement dream vs reality

It's been a while since the subject of Retirement was discussed. In this issue's video, it's quite interesting to see how children have different ideas about Retirement. I'm sure all of us have our ideas as well. Yet life can mercilessly erode these dreams. But not if we are really serious about them. So how serious is your retirement dream?

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Newsletter Issue 17: Some things don't change

The future seems to come at us at a faster pace than before. It brings along with it many questions. Will automation take over our jobs? What new jobs will be created? And which existing ones will be obsolete? How can we survive? Yet some things don't change. Understanding the things that will change and those that won't can help us carve out a better future.

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Newsletter Issue 16: 2 Tips from a 116 year old

Most of us find it hard to change even when we know we need to. If only it's as easy as a walk in the park. But once in a while, a certain change of perspective is all it takes. Hopefully, today can be one of those time for you. We can gain some insights and wisdom from these articles that are worth sharing.

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Newsletter Issue 15: The thing about Time management

Do we need to get better at time management? Or do we need to instead think about Time itself? More specifically, what it means to us - with the very limited time that we have. The answer would be different for each of us. But I'm rather certain that taking time to ponder about Time itself can be a fruitful thing to do.

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Newsletter Issue 14: What you need to beat Diabetes

The World Health Organization's latest report says diabetes has quadrupled in the past 34 years. It's certainly something that we should care about. Not just for us, but also our loved ones. Here's a starter to help us understand and prevent this disease better.

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Newsletter Issue 13: Hipster Hawker Stalls - Yummy!

Health is important, so is a good life and great food! One of the great thing about being in Singapore is that there's always new food places to explore. In this issue, I'd like to bring you to a couple really good yummy places - wrapped up with a hilarious video you don't wanna miss.

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Newsletter Issue 12: Oh how beautiful, beautiful, beautiful!

Singapore is growing as a cultural center. But why is Art important? And how can Art, in its many forms make our lives better? Deep within all of us, there's a need for expression and appreciation. There's certainly more for us to explore and learn about Art. Do not miss the video below. Oh how beautiful this is ~ a celebration of art and life!

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Newsletter Issue 11: Secrets of the Heart - Uncovered

It is always quite refreshing to discover new things about our health. In this case, Vitamin C is one of those surprises. Do watch the video below till the end ~ it could be a life saver. But please seek your doctor's opinion as well.

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Newsletter Issue 10: The result of reading

The more we read, the more we can share. And sharing is caring. Here are a few interesting articles I'd like to share with you in this issue of my newsletter. Remember to pass it along to those whom you care about too.

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Newsletter Issue 9: This isn't the bucket list

It isn't the bucket either. One good news is that more people are now surviving cancer. The other good news is that life expectancy has increased from 75 to more than age 80. But hold that thought for a moment - it's only good news if one is financially prepared to survive such a critical challenge.

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Newsletter Issue 8: Creativity

We may have thought that creativity is a realm belonging to a selected few. But is it? In this issue, we explore together some interesting stories that may strike a chord of inspiration for you. You can be creative too.

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Wall of Trust

Testimonials & Referral Notes

Meet ian, my financial planner

Hi Friends! ,

I got to know Ian through a good pal of mine. At that time, I was serviced by multiple financial advisors, none of whom presented a clear strategy to meet my needs. Ian, on the other hand, understood my immediate and long-term goals right from the beginning. He was diligent in reviewing my financial portfolio and honest in addressing its shortfalls.

Ian worked around my existing policies and introduced various options to bridge the gap and get me the optimum coverage I needed. By giving me the flexibility of choice, Ian empowered me to make an informed decision and take control of my portfolio. His patience has never wavered throughout our discussions, and he has even gone the extra mile in paving the journey to secure my future.

I admire Ian’s efficiency in getting work done and putting his clients’ interests first. That’s the way a client-advisor relationship should be. Ian has helped me breathe easier when it comes to financial matters, and I would definitely recommend him to my friends.

Best Regards, ,
Daniel Loy - Copywriter

Meet Ian, The Man with A Plan

Hi Everyone! ,

Greetings everyone, I’ve know Ian for about 15 years, yes, truly a long time. And in that time, I believe we’ve both seen each other grow through our individual experiences. I am sure I’m not the first to say what a steadfast and level headed friend Ian is, and I can assure anyone that he has translated that into his career as a Financial Planner. 

When I first heard of his decision to switch industries, I was both skeptical and worried for him, as it was quite the busy period for him. But time and time again, Ian has shown what many, myself included, have always seen in him; his passion and ability to plan for things. Be it a dinner to catch up with each other, or to a trip overseas to make suit for an upcoming occasion, his attention to detail and his dedication to ensure all involved feel included and integral to whatever venture he sets off to do, has always left us with an assurance that we will be well taken care of. 

I am very proud to say that since Ian has taken over the policies that I have previously had with Prudential, I have had a much clearer picture of the state of my finances. But not only that, Ian is not the sort simply close a deal and that be the end of it. Ian always puts the interests of his friends and clients ahead of his own. His foresight have ensured that any policies work harder for me, than I for them. He never fails to plan ahead for his friends and clients and tries his best to ensure that we can all breathe a little easier in the future, while remaining well insured. 

Thank you my friend, for always having my back and for helping to guide me in planning for my finances. I wish you even greater successes in the future. 

Best Regards,
Marc, Operations Executive @ Lion City Rentals Pte Ltd

Meet my friendly financial planner

Hi Friends! ,

I have known Ian for over 7 years now and we knew each other from the hotel industry. I am glad to have Ian to take care of my financial portfolio as he is very clear in explaining to me what I should look out for in terms of insurance coverage and planning for future needs.

Ian’s personality has been well liked. That is mainly because he is very friendly to people around him and he is helpful in nature. You can count on him to make sure he gives you proper and careful advise.

Sylvia, Hotelier @ Park Hotel Group

Meet the modern Financial consultant

Hi Everyone!,

I’ve known Ian for a few years now. When I heard he was moving to leave his full-time corporate role to start his own business as a financial consultant, I was rather surprised. My skepticism stemmed from my experiences with most financial consultants. They’d do it for a couple of years and give up. Another common story is one where they sell products that benefit them but are actually horrible for customers.

I decided to give Ian a chance as I was reviewing my financial portfolio. His sincerity and attention to detail won me over. What’s impressive about Ian is his genuine effort to put the customer in the centre of what he does. He went through the tedious process of understanding my goals and objectives, before making his recommendations of what’s relevant to my lifestyle. On top of that, he’s digitized the experience by making allowing me to access my information on an infographic, and being communicative through whatsapp.

Ian epitomizes the modern financial consultant. He’s well read and savvy, while building a lasting relationship – I’m set up to pursue my goals in life. The focus is on what I need as customers vs. what he can sell.
With my positive experience, I’ve recommended Ian to a few of my friends who are looking for someone honest and trustworthy. Long story short? I’ve tripled my coverage with half of what I used to spend on insurance!

Best Wishes,,
Shawn - Workforce Transformation Consultant

Meet our friendly agent

Hi Friends ,

We had the pleasure of meeting Ian through my sister. We were in the dark with regards to planning for our baby. He has been excellent in explaining everything we need. In every meeting he never fails to put our interest above all else. Together with his genuineness, he is an awesome life planner! Thank you so much Ian for all your help 😃

Rachael Nonis, Teacher @ LoveKids Speech & Drama

Authenticity is the result of consistency

Hi Everyone! ,

Trust is often difficult to build but Ian has consistently been able to prove to his clients that he’s not only trustworthy in character, but also extremely diligent in ensuring the best for them and their families.

I’m one of many who can attest that Ian takes great pride in his work and ensures that he holds himself to a high standard of effort and care into every individual case. His moral compass and integrity guides him to do what’s right and what’s best for his clients.

Needless to say, his glowing reputation as a financial advisor continues to rise and I’m certain that Ian will be the right choice for anyone looking for a financial advisor.

Best Regards,
Gabriel Teo, Partnerships Manager @ Chelsea FC

Meet ian the family guy

Hi Friends,

I met Ian during a roadshow last year. Usually I don’t stop to talk to agents on the streets but when Ian approached me, things felt different. He was well mannered, kind and such a joy to talk to. Plus knowing that he was a hotelier before, made our conversations so much more engaging.

He went above and beyond to explain to me what financial planning was all about and how I can benefit from creating a plan for myself. He told me that it was essential for young adults to take the initiative to plan for their own future and Ian has been there to guide me along the way.

During my birthday, Ian specially met up with me and gave me a hand written birthday card and gifts. A true customer service oriented agent I have there!

I am glad that I stopped and talk to ian that day. With him as my agent, I know that I have another person in my life who cares for my interests and future.

Best Regards,
Iza, Hotelier

Meticulous and Trusted Adviser

Hi Everyone! ,

I’m here to introduce to you our family’s trusted financial advisor, Ian. Ian is my brother-in-law and I’ve known him for a long time. My sister and him dated for over 10 years before getting married, so if you’re looking for someone with dedication and trustworthiness – he’s your guy. Over the years, we have seen how he has become the pillar of strength for my sister and now, their little family. He is steadfast and adept, often seen scheduling meetings with clients even on Sundays, making phone calls or drawing up suitable financial plans for clients. He has always been around to provide sound advice for our family in terms of our financial planning or health insurances, meticulously making comparisons so we get the best plan. If you’re looking to speak to someone about financial planning, reach out to my BIL, and I am certain he will do his utmost to propose the ideal portfolio suited to you.

Sincerely ,
Shufang, Customer Relations @ United Overseas Bank

Trustworthy & Responsible

Hi All,

The decision to support Ian when he decided to leave the hospitality industry was one of the easiest decision to make. If you ever had a conversation with him, you will know immediately what kind of person he is, "trustworthy, responsible and family oriented" are words that comes to mind. He does not differentiate between the type of investment/insurance, be it big or small. He is dedicated and will always find time to catch up with you whenever possible.

Best Regards,
Gareth Ho, Founder of PineTree Pantry

Meet my bro-in-law, my whole family’s trusted financial planner

Hi Friends! ,

Hi there, Ian has been a treasured part of my family for the last decade and more. I watched him blossom from a quiet and reserved (but wise nevertheless!) young boy to the outgoing, positive, hardworking and ever-as-sincere family man whom I can count on to care for my family since I moved to Europe. Ian not only takes good care of my sister and nephews but also plans wisely and gives informed financial advice to my parents and the rest of the family and extended family. It is my honour to write this short paragraph for him but I’m sure his family, friends and clients will agree that Ian is a trustworthy person - reliable, real and realistic (in a good way) -aspects that one would appreciate in a responsible financial planner. I should not brag about this brother of mine but take time to know and speak to him and you will realise you’ve earned yourself another trusted friend for life.

With All Good Wishes, ,

Meet my Husband, my hero, the one who make things happen in our family

Hi Everybody! ,

If you guys still don’t know, yes! Ian is my hubby, we have been married for 4 years now and have dated since we were age 16. I’m not the financial specialist in the family, but if my math is right... we have been together for 15 years!

I wanna write a few points about my hubby here (I can’t possibly write everything). Firstly, Ian has always put our family as his top priority. Endlessly doing the very best he can to provide and plan for the family. Ian has always been a planner in nature (even his friends would say that about him) and I can always feel assured that things will get done when Ian plans for us.

For example, He single handledly planned our Wedding (Yes! I’m a LazyBride, the only thing I did was to choose the colour of the flowers, he planned everything else). He plans for our family annual holidays. He plans for our kids’ development and future. He plans well for his career in this financial industry. He sacrifices certain hobbies in his life so that he can save a little more money for our retirement.

Secondly, Ian has always been a kind and free spirited individual (once you get to know him, haha). It is with this kind nature of his that urges him to go forth and constantly help people to plan for other families. I know he will find continued success as a financial adviser and help many more families out there to have a more fulfilling and enriching life.

Ian will always be a source of motivation to me and the family and here, I would like to wish my hubby the very best! Jiayou! and thank you for being in our lives.

Wifey, Julia Tay

Meet our family agent

Hi Friends & Family ,

Many Thanks to Ian for reaching out to us and offering the right kind of plans for our family needs. Like his hashtag says #IanTheFamilyGuy, he has always reminded us to put our family future needs first. Thank you once again for being our family friend and our always-be-there adviser.

Best Regards,
Ally & Family

Meet my trusted financial adviser

Hi Friends! ,

Ian has been my financial planner for the past 1 year. He was the one who opened my eyes to many things that I didn’t know of. E.g investment, medical & savings. He has not only been my financial planner but I knew him as my former colleague at one of the hotels in Singapore. I don’t look at him as a financial planner only but also as a friend and former colleague who I could trust in my financial planning.

I will definitely be recommending Ian’s services to some of my good friends and loved ones.

Best Regards,
Aslam, Guest Services Executive @ Marina Bay Sands

Meet my neighbour

Hi Everyone! ,

I’ve known Ian since the day I moved to my estate. He is my neighbour and our kids play together regularly.
I can say that Ian is very committed and passionate about his work. He is responsive to all my enquiries. There was once when I had a minor accident and Ian assisted me with the claims swiftly and promptly.
If you guys are looking for a dedicated agent who cares for his clients, reach out to Ian. He will be most willingly to listen and understand your needs before proposing suitable plans for you.

Adriel Ang

Meet the customer-oriented financial planner

Hi Dear Friends ,

I would like to introduce my adviser and friend, Ian, to all of you. I’ve known Ian for close to 7 years now. We were once colleagues in the hospitality industry.

When Ian first joined Prudential, he did approached me and asked if he could have the opportunity to work on a financial plan with me. Considering our years of friendship, I had decided to have an open heart and seek out some of Ian’s opinions.

I gotta say that Ian is a really detailed and patient agent. During our initial meet up, there was no mention of any products or sales pitch. He sat down with me to listen and understand my financial needs before customising a suitable solution for me. I know I can count on Ian with my financial portfolio because he spends many hours preparing, researching and planning for his clients before meeting them.

Ian has the positive attitude and right aptitude for this career and I’ll be definitely recommending people to him.

William Ng, Reservation Manager @ Sofitel Singapore Sentosa Resort & Spa

Meet my family agent

Hi Greetings Everyone! ,

I have a story to tell. Once upon a time when I just started working. I bought a few insurance plans of my own. Ever since Ian joined Prudential, I immediately transfer my policies to Ian’s care as he is a trustworthy and reliable person. In addition, he would recommend the policies that suits my needs and consult on future planning. After my baby was born , he helped me as well as for my baby's hopitalisation plans. He is a great listener and advisor with great patience. You won’t hesitate to confide in him as he will give you solutions and alternatives. He is always on the ball and a cheerful man. It has been a pleasure knowing him and I look forward to maintaining a stronger customer/good friend relationship with him.

Well Wishes,
Joana Ang